Table of Contents
- 1 What Healthy Paws Pet Insurance Covers
- 2 What Is Not Covered Under Healthy Paws
- 3 Restrictions and waiting periods
- 4 What Embrace Pet Insurance Covers
- 5 What’s Not Covered Under Embrace Pet Insurance
- 6 Restrictions and Waiting Periods
- 7 What Odie Pet Insurance Covers
- 8 What Odie Does Not Cover
- 9 What Pets Best Insurance Covers
- 10 Whats Not Covered Under Pets Best Insurance
- 11 Restrictions And Waiting Periods
- 12 What Fetch Pet Insurance Covers
- 13 What’s Not Covered Under Fetch Pet Insurance
- 14 Restrictions and Waiting Periods
- 15 Do I Need Pet Insurance For Bulldogs?
- 16 Reasons To Consider Pet Insurance For Your Bulldog
Any pet owner knows the feeling and burden of having to take care of their sick or injured dog. It’s just one of those unfortunate and heart breaking moments that comes happens all too frequently. Us dog lovers will do anything to take care of them. We will do what is necessary to make sure that our four legged kids get the best care possible.
Any pet owner can tell you a time when they had to take their pets to the vet, only to walk out paying hundreds of dollars for something that seemed like a such a basic visit. Something as small as a little ear infection or a urinary tract infection ( which Bulldogs are prone to) can easily rack up hundreds of dollars in bills when it’s all said and done. Especially if you don’t have pet insurance to help supplement those costs.
What is the best pet insurance for bulldogs? The best pet insurance will depends on the owners individual needs for coverage. Bulldogs have their issues that they’re more prone to such as ear infections, hip displasia and allergies. Some plans such as Routine care or Exams fees may not be covered in some insurance plans.
You’re probably wondering what insurance plan is best for bulldog owners. They’re so many different pet insurances out there that trying to decide on which one is best can bit a bit overwhelming, especially if you are trying to insure more than one pet.
Not to worry. We’ve searched many different pet insurance plan options and got many quotes to determine what we felt was the best based on price and coverage. These are based in the United States and are listed below.
We tried to use a balanced search criteria for each insurance plan. We decided to run quotes based on multi-pet plan since most people tend to own more than one dog. To keep everything streamlined we entered 3 dogs with the same information, using their ” Most Popular” plans.
Breed: French Bulldog
Gender: Female
Age: 5 Years
Here’s a screenshot overview of the quotes we got for each Insurance plan. We’ll go over each in detail below.
| Most Popular Plan | Healthy Paws | Embrace | Odie | Pets Best | Fetch |
|---|---|---|---|---|---|
| Reimbursment | 80% | 80% | 90% | 80% | 80% |
| Annual Deductible | $250 | $750 | $500 | $500 | $300 |
| Pay Out Cap | Unlimited | $5,000 | $10,000 | Unlimited | $15,000 |
| Dental | See Below For Details | See Below For Details | See Below For Details | See Below For Details | See Below For Details |
| Alternative Treatment | Yes | Yes | No | Elite Plan Only | Yes |
| Pre- Existing Conditions | No | Yes, If condition is more than 12 months upon review. Except CA |
No | No | No |
| Chronic Conditions | Yes | Yes | Yes, Except CA | No | Yes |
What Healthy Paws Pet Insurance Covers
The Following is Covered Under Healthy Paws Plan
- Illnesses
- Accidents
- Hereditary Conditions
- Congenital Conditions
- Chronic Conditions
- Cancer
- Diagnostic Treatment
- X-Rays, Blood Tests, Ultrasounds
- Surgery
- Hospitalization
- Prescription Medications
- Emergency Care
- Specialty Care
- Alternative Treatment
What Is Not Covered Under Healthy Paws
The Following is not covered
- Injury from an accident that occurs within the first fifteen (15) days following the pet policy effective date.
- Illness that occurs or recurs within the first fifteen (15) days following the pet policy effective date.
- Illness related to hip dysplasia that occurs or recurs within the first twelve (12) months following thepet policy effective date.
- Conditions or complications that result from accidents that occur or illnesses that develop orredevelop within the first fifteen (15) days following the pet policy effective date.
- Pre-existing Conditions
- Preventative or Routine Care
- Spay/Neuter Procedures
- The Office Visit Fee or Examination Fee
Restrictions and waiting periods
Age restrictions: Pets must be at least 8 weeks old to be covered, and may be enrolled up until their 14th birthday.
Waiting periods: In most states, there’s a waiting period of 15 days for any accident or illness. If your pet is younger than 6 when the policy starts, there’s also a 12-month waiting period for hip dysplasia. (Pets 6 and up aren’t covered for hip dysplasia.)
Pros and Cons For Healthy Paws Insurance
| Pros | Cons |
|---|---|
| Fast Processing. Claims Processed within 2 days | Does not cover prescription diets, exam fees or behavior medication |
| No Annual or lifetime coverage limits | No Wellness Coverage Options |
| Direct Vet Payments Available* | $25 Vet Fee May apply. |
Get A Quote For Healthy Paws HERE
What Embrace Pet Insurance Covers
The following is covered under Embrace
- Illness
- Chronic conditions
- Cancer
- Orthopedic Conditions
- Diagnostic Treatment
- X-Rays, Blood Tests, Ultrasounds
- Surgery
- Hospitalization
- Prescription Medications
- Emergency Care
- Specialty Care
- Alternative Treatment
What’s Not Covered Under Embrace Pet Insurance
The Following Is Not Covered
- Pre-existing conditions
- Breeding, whelping, or pregnancy
- DNA testing or cloning
- Deliberate injury by you or anyone in your household
- Injury or illness from fighting, racing, cruelty, or neglect
- Cosmetic procedures such as tail docking, ear cropping, & dew claw removal unless medically necessary
- Avian flu or nuclear war
- Routine veterinary care (like wellness checkup exam fees)
Restrictions and Waiting Periods
Age restrictions: Pets must be a minimum of 6 weeks old to be insured. There is no maximum age, but animals aged 15 and over at the time of enrolment cannot obtain accident and health insurance, only accident coverage.
Waiting periods: The waiting periods are 48 hours for accidents, 14 days for illnesses and six months for orthopedic diseases in dogs. It is possible to reduce the Orthopedic period to 14 days by taking your dog for an orthopedic exam. There’s no waiting period for Wellness Rewards.
| Pros | Cons |
|---|---|
| The deductible decreases annually when you don’t make a claim | No coverage for supplements or prescription foods. |
| Various options to Customize Plans | |
| Orthopedic wait period can be reduce with an exam |
Click Here For Embrace Quote
What Odie Pet Insurance Covers
The Following Is Covered Under Odie
- Accident & injuries
- Hereditary & congenital conditions
- Emergency care
- Surgery
- Cancer treatment
- Outpatient care
- Dental disease and fractures
- Illnesses
- Diagnostic & testing
- Hospitalization
- Specialist care
- MRI, CT scan & X-ray
- Ongoing & chronic conditions
- *Wellness Exams
What Odie Does Not Cover
The Following Isn’t Covered Under Odie
- Chronic Conditions
- Pre-Existing Conditions
- *Wellness Exams
- Cosmetic
* Can be added on as an additional package. Not covered in Basic Plan.
| Pros | Cons |
|---|---|
| Quick Claim Processing 4-5 days | Must pay extra fees for office visits, prescription drugs, rehabilitation, acupuncture and chiropractic coverage. |
| No Breed or Age Limits | No Unlimited Payout |
| Annual Deductible ( not per incident) | Bilateral Conditions Are Not Covered. |
CLICK HERE FOR A QUOTE FOR ODIE
What Pets Best Insurance Covers
The Following Is Covered
- Accidents
- Illnesses
- *Accidents and Illness Exam Fees
- Chronic Conditions
- Cancer
- Hereditary Conditions
- Congenital Conditions
- Emergency Care
- *Wellness Exams
Whats Not Covered Under Pets Best Insurance
- Pre-Existing Conditions
- Routine Exams
| Pros | Cons |
|---|---|
| Two wellness supplements for standard care coverage. | Rehabilitation coverage available only with the Elite Top Level Plan. |
| Customizable annual benefit, deductible and refund rate. | |
| Work with all authorized veterinarians in the U.S., Canada and Puerto Rico. |
Click Here For A Quote For Pets Best
Restrictions And Waiting Periods
Age Limit: Pets must be at least 7 weeks. No Upper age limits
Waiting Period: Waiting periods for Pets Best are 3 days for accidents, 14 days for illness, 6 months cruciate ligament conditions, If added to your coverage, Routine can be used on effective date.
What Fetch Pet Insurance Covers
The Following is Covered under Fetch Pet Insurance
- Veterinary Exam Fees
- Emergency Pet Visits
- Specialist Vet Visits
- Comprehensive Dental
- Breed-Specific Conditions
- Complete Sick Visit
- Injuries and Illness
- Virtual Vet Visits
- Imaging-Diagnostic Tests
- Holistic-Chiropractic Care
- Behavioral Therapy
- Cancer
- Surgery Rehabilitation
What’s Not Covered Under Fetch Pet Insurance
The Following Is Not Covered Under Fetch Pet Insurance
- Wellness Exams and Routine Care
- Cosmetic and Elective Procedures
- Pre-Existing Conditions
| Pros | Cons |
|---|---|
| Very Comprehensive Plans | Restrictions On Older Animals |
| Great Online Resources | More Expensive For Older Animals |
Click Here For A Quote For Fetch Pet Insurance
Restrictions and Waiting Periods
Age Restrictions: Monthly payment plans increase the older the pet is. Pets that are enrolled at the age of 6 or later must have a veterinary exam within 30 days before or after the policy is active. Where as younger pets are within 12 months.
Waiting Period: The waiting period is 15 days. Which is one of the longest wait periods for an insurance Policy.
Do I Need Pet Insurance For Bulldogs?
If you own any dog, pet insurance will be something you will want to at least look into. You will inevitably spend many times at the vet for your dog, Bulldogs especially. The Bulldog breed is known to have issues due to the dogs’ genetic makeup.
One thing is for sure: Vet visits are not cheap. A simple check-up can easily run you a bill in the hundreds. There will be many occasions when your dog may get into something that they’re not supposed to get into, no matter how hard you try to watch them.
They also can’t tell you what’s wrong with them, so your only option is to take them to a vet to have them assessed. So why not supplement those costs with insurance reimbursement?
Reasons To Consider Pet Insurance For Your Bulldog
As mentioned, Bulldogs are known to have health issues. These issues can often lead to more serious problems down the road, leading to more expenses. As your dog ages, the probability of encountering these problems only increases.
Your dog is family, and your family must be protected and covered. It may not seem worth paying for the insurance when your dog is fine and doesn’t need to go to the vet, but one injury or illness can quickly add up to high bills. It’s much better to know that in case anything happens, your dog is covered.